Toyota Extended Warranty Thread U.S. (negotiated price list)

[Spencer]

Be mindful this isn't an advertisement Forum and any Items you are trying to sell should be in the "Market place". But I think if you were replying in response to a post ie.... "We offer a 10yr / 100K warranty for $1200 (follow the link for additional details)" the Administrators wouldn't have an issue.

I offer For California Residents Only. If this is not permitted please let me know.

Group 1: Land Cruiser TFS Platinum VSA Zero Deductible.


7 yr / 100k – $1,860   7 yr / 125k – $2,220
8 yr / 100k – $2,025   8 yr / 125k – $2,675
9 yr / 100k – $2,355   9 yr / 125k – $3,115
10 yr / 100k – $2,530  10 yr / 125k – $3,355

Spencer ubbink
Oroville Toyota
530-440-2960
PlatinumVSA.com

 

[sy52]

In my neck of the woods, customers are not even able to buy Toyota Factory backed warranties, due to Southeast Toyota Distributorship which sells Fidelity Warranties which in turn is owned by JM Enterprises which also owns Southeast Toyota Distributorship.

So, I knew going in that I would have to buy my warranty outside of Florida.

Any luck? If so, who did you get it from?

 

[kmershly]

Any luck? If so, who did you get it from?

I was able to call Jerry Johnson at Midwest Toyota and he sold me the Platinum VSA.

It was far less expensive than the ridiculous quote that my local crappy dealer offered me for a Fidelity Warranty.

To be fair to the Fidelity Warranty, within the SETF markets, it does function like a Toyota branded VSA, it is outside those markets where it can be a bit trickier.

Edited to correct a missing letter, my apologies for the mistake.

 

[EOD Guy]

To be fair to the Fidelity Warranty, within the SET markets, it does function like a Toyota branded VSA, it is outside those markets where it can be a bit trickier.

How so?

 

[Sugarloafer80]

Here's the newb question for all the others who probably want to know - why the warranty?

I'm interested in investing in a good deal, but I definitely don't want to pay for something that's more hassle than it's worth. Is the VSA worth it?

People like giving their money away yet stats say 98% of the time the warranty company wins................just like self insurance. Insurance is an enemy to me as a Doc.
Look past one vehicle. Over 40 vehicles at 2-3K/vehicle it adds up. ($80-120K) at this point I could drive a Rover off the cliff and still be ahead) Those how win, like gamblers, are vocal. The rest you never hear them proclaim how they shouldn't have wasted their money on the warranty. I am good with 98% odds. Same goes for ALL appliance purchases. I know this will get flack but.....never done it, never will. They give me grief, I trade them in........it all depends on your ability to absorb a hit. Audi V8s are notorious offenders so that story is not surprising, couldn't give me a german car presently.........................Not trying to poke the bear. It is just a completely different mindset.

 

[Kevin]

You are correct that most car warranties favor the warranty company, nobody is going to argue that.

Insurance / warranties are about buying down risk. Paying a premium to lower future financial risk. A lot of different factors go into whether that makes sense for an individual. For those who want to buy down risk, this thread is about getting the best deal possible. Given how much the price varies, people here are looking not to overpay.

Also, I'm highly skeptical that 98% of warranties favor the warranty company. If you can back that up, please do. It sounds like a made-up rant to me.

While I love your choice of cars in your signature, I've never lost money on a Stellantis warranty, not even close. I love their cars, but I'm definitely buying the extended warranty based on past experience.

 

[kmershly]

How so?

I went back and re-read what I had typed and I inadvertently left off a letter from SETF, that is 100% my mistake and I have corrected it.

To be clear, Fidelity Warranties are treated the same as the Toyota VSA within SETF regions, outside those areas, it is trickier.

So, Fidelity is owned by JM Family Enterprises which also owns Southeast Toyota Distributorship and Southeast Toyota Financial.

Within SETF market the Fidelity Warranties do function like the Toyota VSAs, but outside those markets it does not function like the Toyota VSA.

Again, my apologies for making that error and leaving off the F in SETF.

 

[Bluey]

I offer For California Residents Only. If this is not permitted please let me know.

Group 1: Land Cruiser TFS Platinum VSA Zero Deductible.


7 yr / 100k – $1,860   7 yr / 125k – $2,220
8 yr / 100k – $2,025   8 yr / 125k – $2,675
9 yr / 100k – $2,355   9 yr / 125k – $3,115
10 yr / 100k – $2,530  10 yr / 125k – $3,355

Spencer ubbink
Oroville Toyota
530-440-2960

I will add a separate price list for California Residents and add it to the thread. For those of you who don’t already know; California Residents cannot buy Toyota VSAs (extended warranty’s) from dealerships outside of California. I learned this from members of this forum replying to this thread. The California list will be right behind the main list.

 

[EOD Guy]

I will add a separate price list for California Residents and add it to the thread. For those of you who don’t already know; California Residents cannot buy Toyota VSAs (extended warranty’s) from dealerships outside of California. I learned this from members of this forum replying to this thread. The California list will be right behind the main list.

To be less confusing, you might consider editing the OP, deleting the old list and inserting the new list.

 

[Bluey]

Just found out now Washington State has recently passed a law like California. We can no longer buy the warranty out of state here in Washington.

 

[ultane]

Just found out now Washington State has recently passed a law like California. We can no longer buy the warranty out of state here in Washington.

Follow the money…

 

[Warrior372]

Apparently Toyota increased their warranty rates Sept 1. The 10 year/100k Platinum zero deductible through Jerry Johnson (I checked with Troy Dietrich as well) went up to $2,445.00 from the previous price of $2,230.00. I guess the 10yr/125k came down in price s bit though.

1. Platinum/10yr/100k/zero deductible
2. $2,445.00
3. Midwest Toyota
4. Jerry Johnson
(620)664-8844

 

[ultane]

Apparently Toyota increased their warranty rates Sept 1. The 10 year/100k Platinum zero deductible through Jerry Johnson (I checked with Troy Dietrich as well) went up to $2,445.00 from the previous price of $2,230.00. I guess the 10yr/125k came down in price s bit though.

1. Platinum/10yr/100k/zero deductible
2. $2,445.00
3. Midwest Toyota
4. Jerry Johnson
(620)664-8844

Welcome to the asylum.

 

[ksalsmith]

Updated 10/13/2025

Purpose
The purpose of this thread is to make a consolidated list of plans, prices, dealerships and points of contact that can be referenced quickly for anyone trying to price shop. Plans are vehicle specific for the 2024 or newer Land Cruiser LC250. This thread is only for the Toyota Extended Warranty called a Toyota Vehicle Service Agreement (VSA) from Toyota Financial Services.

Details can be found in the link below.

Vehicle Service Agreements | Toyota Financial

www.toyotafinancial.com

Previous Threads
I searched and read through the previous extended warranty thread from June 2024 but it’s sort of a hot mess. Each member that purchased one, left out a piece of vital information. For example; which plan, mileage and timeframe, deductible amount, price paid or person who sold it. Literally not a single post included all the necessary information. Each post is missing at least one or more pieces. You won’t be able to properly compare and price match a plan if you don’t have all these pieces.

Goal
Ultimately to help anyone who wants to buy a Toyota VSA Extended Warranty or negotiate with their dealership to match a deal found here. For those who don’t already know, Toyota branded VSA Extended Warranties can only be sold by the dealership. You can buy a Toyota VSA extended warranty from any Toyota dealership it doesn’t have to be from the Toyota dealership you buy your vehicle from. Hopefully though, your dealership will match or beat a deal you referenced from this list. If not then you’re going to have to search and find someone who will.

You can always call a point of contact on this list and request the same deal. That’s how this list was created. Most of the members who have shared their deal details in this thread; bought their Toyota VSA Extended Warranty from dealerships out of state. They did so either by phone or email.

Exceptions to this are if you live in a State that doesn’t permit dealerships to sell out of State Residents; for example California and Washington. If you live in California or Washington see the disclaimer section of this post below. In some regions dealerships might not offer a Toyota VSA extended warranty.

Method
For those forum members that purchased the Toyota VSA extended warranty. Can you share;

1. Which plan (platinum, gold, or powertrain/years/mileage/deductible),
2. What it cost you,
3. Which dealership?
4. A point of contact/person

Example would look like

1. Platinum/10yr/100k/zero deductible
2. $xxxx
3. ABC Toyota of Somewhere
4. Jimmy John, Finance Manager
(123) 456-7891

Just the facts, no opinions on why or should you (plenty of those already been shared). Just a thread to help those looking for and researching their purchase.

I’ll update this first post with the information from everyone’s responses. If I get any details screwed up please let me know. All feedback and contributions are appreciated. Even if all four data points are not provided. Your sharing is appreciated.

Disclaimer
I am by no means an expert. I am not affiliated with Toyota or any dealerships. I am just a fellow forum member trying to compile data to share. There is no guarantee that the same deal can be made or matched. Hopefully this helps you with finding a deal from a dealership that will make or match a deal listed here.

(Notice for California and Washington Residents) Dealerships outside of State in California or Washington cannot sell a Toyota VSA to California or Washington Residents. If you live in California you have to purchase your Toyota VSA (extended warranty) from a dealership in California. Likewise if you live in Washington you have to purchase your Toyota VSA (extended warranty) from a dealership in Washington. I’m inserting a separate list for California Residents (at the bottom of this post). At this time I don’t have a list for Washington Residents, hopefully we can compile one soon.

Thank you ahead of time and cheers!

And finally

The Toyota Extended Warranty Thread
( negotiated price list)

Best values will be at the top of each list. Higher mileage and timeframe limits with no deductible will be put at the top.

Updated 8/26/2025

Platinum Warranty
1. 10yr/125K miles/zero deductible
$3055.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

2. 10yr/125k miles/zero deductible
$3055.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

3. 10yr/100k miles/zero deductible
$2230.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

4. 10yr/100K miles/zero deductible
$2230.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

5. 10yr/100k miles/zero deductible
$2232.00
Rogers Toyota, Hermiston OR
Ruben Navarrete, (541) 656-2011

6. 9yr/125K miles/zero deductible
$2815.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

7. 9/yr/125k miles/zero deductible
$2815.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

8. 9yr/100K miles/zero deductible
$2055.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

9. 9yr/100K miles/zero deductible
$2055.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

10. 8yr/125K miles/zero deductible
$2375.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

11. 8yr/125K miles/zero deductible
$2375.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

12. 8yr/100K miles/zero deductible
$1725.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

13. 8yr/100K miles/zero deductible
$1725.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

14. 7yr/125K miles/zero deductible
$1920.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

15. 7yr/125K miles/zero deductible
$1920.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

16. 7yr/100k miles/zero deductible
$1560.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

17. 7yr/100k miles/zero deductible
$1560.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

18. 7yr/100K miles/zero deductible
$2195.00
Straatmann Toyota Washington, MO
Brian Porter, (636) 239-4775

19. 10yr/100k miles/zero deductible
$3500.00
Findlay Toyota, Prescott AZ
Finance Manager (928) 772-1819

20. 10yr/100k miles/zero deductible
$3531.00
Rolling Hills Toyota,
St Joseph, MO
Finance Director 816-290-6246

21. 8yr/100K miles/zero deductible
$3475.00
Koons Toyota, Tysons VA
Finance Manager, (571) 998-1683





Separate list for California Residents Only:
Residents of California can only buy a Toyota VSA Extended Warranty from dealerships in California. Dealerships in California cannot sell a Toyota VSA Extended Warranty to anyone residing outside of California. For this reason here is a separate list for California Residents.

California Price List

1. 10yr/125K miles/zero deductible
$3355.00
Oroville Toyota, Oroville, CA
Spencer Ubbink, 530-440-2960

2. 10yr/100K miles/zero deductible
$2330.00
Jim Bagen Toyota,
South Lake Tahoe, CA
Wayne Lovejoy, (530) 523-5249

3. 10yr/100K miles/zero deductible
$2530.00
Oroville Toyota, Oroville, CA
Spencer Ubbink, 530-440-2960

4. 9yr/100K miles/zero deductible
$2355.00
Oroville Toyota, Oroville, CA
Spencer Ubbink, 530-440-2960

5. 8yr/100K miles/zero deductible
$1725.00
Jim Bagen Toyota,
South Lake Tahoe, CA
Wayne Lovejoy, (530) 523-5249

Updated 10/13/2025

Purpose
The purpose of this thread is to make a consolidated list of plans, prices, dealerships and points of contact that can be referenced quickly for anyone trying to price shop. Plans are vehicle specific for the 2024 or newer Land Cruiser LC250. This thread is only for the Toyota Extended Warranty called a Toyota Vehicle Service Agreement (VSA) from Toyota Financial Services.

Details can be found in the link below.

Vehicle Service Agreements | Toyota Financial

www.toyotafinancial.com

Previous Threads
I searched and read through the previous extended warranty thread from June 2024 but it’s sort of a hot mess. Each member that purchased one, left out a piece of vital information. For example; which plan, mileage and timeframe, deductible amount, price paid or person who sold it. Literally not a single post included all the necessary information. Each post is missing at least one or more pieces. You won’t be able to properly compare and price match a plan if you don’t have all these pieces.

Goal
Ultimately to help anyone who wants to buy a Toyota VSA Extended Warranty or negotiate with their dealership to match a deal found here. For those who don’t already know, Toyota branded VSA Extended Warranties can only be sold by the dealership. You can buy a Toyota VSA extended warranty from any Toyota dealership it doesn’t have to be from the Toyota dealership you buy your vehicle from. Hopefully though, your dealership will match or beat a deal you referenced from this list. If not then you’re going to have to search and find someone who will.

You can always call a point of contact on this list and request the same deal. That’s how this list was created. Most of the members who have shared their deal details in this thread; bought their Toyota VSA Extended Warranty from dealerships out of state. They did so either by phone or email.

Exceptions to this are if you live in a State that doesn’t permit dealerships to sell out of State Residents; for example California and Washington. If you live in California or Washington see the disclaimer section of this post below. In some regions dealerships might not offer a Toyota VSA extended warranty.

Method
For those forum members that purchased the Toyota VSA extended warranty. Can you share;

1. Which plan (platinum, gold, or powertrain/years/mileage/deductible),
2. What it cost you,
3. Which dealership?
4. A point of contact/person

Example would look like

1. Platinum/10yr/100k/zero deductible
2. $xxxx
3. ABC Toyota of Somewhere
4. Jimmy John, Finance Manager
(123) 456-7891

Just the facts, no opinions on why or should you (plenty of those already been shared). Just a thread to help those looking for and researching their purchase.

I’ll update this first post with the information from everyone’s responses. If I get any details screwed up please let me know. All feedback and contributions are appreciated. Even if all four data points are not provided. Your sharing is appreciated.

Disclaimer
I am by no means an expert. I am not affiliated with Toyota or any dealerships. I am just a fellow forum member trying to compile data to share. There is no guarantee that the same deal can be made or matched. Hopefully this helps you with finding a deal from a dealership that will make or match a deal listed here.

(Notice for California and Washington Residents) Dealerships outside of State in California or Washington cannot sell a Toyota VSA to California or Washington Residents. If you live in California you have to purchase your Toyota VSA (extended warranty) from a dealership in California. Likewise if you live in Washington you have to purchase your Toyota VSA (extended warranty) from a dealership in Washington. I’m inserting a separate list for California Residents (at the bottom of this post). At this time I don’t have a list for Washington Residents, hopefully we can compile one soon.

Thank you ahead of time and cheers!

And finally

The Toyota Extended Warranty Thread
( negotiated price list)

Best values will be at the top of each list. Higher mileage and timeframe limits with no deductible will be put at the top.

Updated 8/26/2025

Platinum Warranty
1. 10yr/125K miles/zero deductible
$3055.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

2. 10yr/125k miles/zero deductible
$3055.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

3. 10yr/100k miles/zero deductible
$2230.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

4. 10yr/100K miles/zero deductible
$2230.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

5. 10yr/100k miles/zero deductible
$2232.00
Rogers Toyota, Hermiston OR
Ruben Navarrete, (541) 656-2011

6. 9yr/125K miles/zero deductible
$2815.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

7. 9/yr/125k miles/zero deductible
$2815.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

8. 9yr/100K miles/zero deductible
$2055.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

9. 9yr/100K miles/zero deductible
$2055.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

10. 8yr/125K miles/zero deductible
$2375.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

11. 8yr/125K miles/zero deductible
$2375.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

12. 8yr/100K miles/zero deductible
$1725.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

13. 8yr/100K miles/zero deductible
$1725.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

14. 7yr/125K miles/zero deductible
$1920.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

15. 7yr/125K miles/zero deductible
$1920.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

16. 7yr/100k miles/zero deductible
$1560.00
Midwest Toyota, Hutchinson KS
Jerry Johnson, (620) 664-8844

17. 7yr/100k miles/zero deductible
$1560.00
Toyota of Greenfield, MA
Troy Dietrich, (413) 775-6519

18. 7yr/100K miles/zero deductible
$2195.00
Straatmann Toyota Washington, MO
Brian Porter, (636) 239-4775

19. 10yr/100k miles/zero deductible
$3500.00
Findlay Toyota, Prescott AZ
Finance Manager (928) 772-1819

20. 10yr/100k miles/zero deductible
$3531.00
Rolling Hills Toyota,
St Joseph, MO
Finance Director 816-290-6246

21. 8yr/100K miles/zero deductible
$3475.00
Koons Toyota, Tysons VA
Finance Manager, (571) 998-1683





Separate list for California Residents Only:
Residents of California can only buy a Toyota VSA Extended Warranty from dealerships in California. Dealerships in California cannot sell a Toyota VSA Extended Warranty to anyone residing outside of California. For this reason here is a separate list for California Residents.

California Price List

1. 10yr/125K miles/zero deductible
$3355.00
Oroville Toyota, Oroville, CA
Spencer Ubbink, 530-440-2960

2. 10yr/100K miles/zero deductible
$2330.00
Jim Bagen Toyota,
South Lake Tahoe, CA
Wayne Lovejoy, (530) 523-5249

3. 10yr/100K miles/zero deductible
$2530.00
Oroville Toyota, Oroville, CA
Spencer Ubbink, 530-440-2960

4. 9yr/100K miles/zero deductible
$2355.00
Oroville Toyota, Oroville, CA
Spencer Ubbink, 530-440-2960

5. 8yr/100K miles/zero deductible
$1725.00
Jim Bagen Toyota,
South Lake Tahoe, CA
Wayne Lovejoy, (530) 523-5249

I’m actually in the process of purchasing a Certified Pre Owned 2024 Lanccruiser and the finance person is adamant that I can’t purchase an extended warranty from another Toyota dealership, I can only purchase when getting the car. It only has almost 15,000 miles but I did research and it says I can. He’s offering 7 years no deductible 125000 for 3500 but I see from your message I can get the same thing or more years and miles for less. So my question is is he correct? Does anyone know?

 

[EOD Guy]

I’m actually in the process of purchasing a Certified Pre Owned 2024 Lanccruiser and the finance person is adamant that I can’t purchase an extended warranty from another Toyota dealership, I can only purchase when getting the car. It only has almost 15,000 miles but I did research and it says I can. He’s offering 7 years no deductible 125000 for 3500 but I see from your message I can get the same thing or more years and miles for less. So my question is is he correct? Does anyone know?

It would be very easy for you to verify........... Call another dealership, tell them you are purchasing a certified LC and are interested in an extended warranty.

If you can indeed purchase from another dealership, I'd tell the finance person to kick rocks and inform the GM of what the finance was trying to pull. If you get any gruff, you might consider another dealership.

 

[katekebo]

I’m actually in the process of purchasing a Certified Pre Owned 2024 Lanccruiser and the finance person is adamant that I can’t purchase an extended warranty from another Toyota dealership, I can only purchase when getting the car. It only has almost 15,000 miles but I did research and it says I can. He’s offering 7 years no deductible 125000 for 3500 but I see from your message I can get the same thing or more years and miles for less. So my question is is he correct? Does anyone know?

At the dealer I service my car at, all certified pre-owned come with 7-years / 100k miles warranty included. According to Toyota website, Toyota Certified Pre-Owned (TCPO) vehicle includes a 12-month/12,000-mile limited comprehensive warranty and a 7-year/100,000-mile limited powertrain warranty.

 

[gdiep]

Following…

 

[Bluey]

I’m actually in the process of purchasing a Certified Pre Owned 2024 Lanccruiser and the finance person is adamant that I can’t purchase an extended warranty from another Toyota dealership, I can only purchase when getting the car. It only has almost 15,000 miles but I did research and it says I can. He’s offering 7 years no deductible 125000 for 3500 but I see from your message I can get the same thing or more years and miles for less. So my question is is he correct? Does anyone know?

Unless things have changed that sounds like he is misinformed or is trying to apply pressure on you to purchase the warranty from him at the price he wants to sell it for. I would call around. The prices have increased a bit but you can still save alot of money by going through a dealer on the list. Unless you live in a State that doesn’t allow you to purchase out of State like Washington or California. In those instances you have to buy from a dealer in State but are certainly not limited to just one dealership and can buy the warranty after you purchase your LC. The only stipulation is that you must buy it while your vehicle is still under the original factory warranty mileage and timeline.

 

[torrent]

Just found out now Washington State has recently passed a law like California. We can no longer buy the warranty out of state here in Washington.

I was able to get coverage from OR even though i live in WA.

I believe there is confusion and the WA law is only for 3rd party warranties/wouldnt apply to a toyota extended warranty. I could be totally wrong though.

 

[t3lcfe]

Welcome to the forum LAR! It’s a really good question that is well discussed in the following linked thread.

Thread 'Extended Warranty'
Extended Warranty

Lots of opinions for and against extended warranties. Toyota Vehicle Service Agreement (VSA) is an extended warranty by Toyota Financial Services.

The top plan is Toyota Platinum VSA. It is basically an extension of the factory warranty once your factory warranty has expired. For me, I want my warranty to be factory bumper to bumper for ten years or 100k miles. Platinum plan ten years 100k miles is closest to that. That’s just me. Most people are fine with the factory warranty of three years or 36k miles. It’s an individual choice and only you can decide if it’s for you.

I would not recommend thinking of a new vehicle as an investment. That is just a phrase sales people use and it couldn’t be further from the truth. Vehicles are consumer goods that only depreciate. I wouldn’t recommend thinking of an extended warranty as “protecting an investment” either. That is just another phrase used by sales people and it’s deceptive. Think of an extended warranty as insurance to protect yourself from having to pay a large repair bill outside of warranty.

I can only speak for myself when I say that warranties have protected me several times. My current daily is an Audi Certified Pre Owned vehicle. Literally 6 days before my extended warranty expired my engine completely ate itself. It cost over $9600 for Audi to install a new long block (basically a new crate motor from Audi). If I had no warranty I would have had to pay all of that. It was fast and convenient and they gave me a loaner while they did the work. If I had a non factory warranty I imagine it would have been a pain in the ass to file a claim, and would probably not gotten a new motor from the manufacturer. It was all taken care of and I didn’t have any hassles or problems (other than my engine eating itself). Before that I had a Ram 1500 Eco Diesel. That engine failed why still under the original factory warranty. I don’t remember what it cost (covered under warranty) but it was traumatic enough that I told myself on the next vehicle (the Audi mentioned above) I would buy a factory extended warranty. That ended up being a wise choice.

In both of those vehicles I was just commuting home and my instrument cluster just turned into a Christmas Tree. Lights all over blinking and telling me to pull over safely. Recently I watched videos about people with similar experiences when their New Tundra’s suffered similar fates. I also have been following the transmission failures of the new Tacomas. For me it’s worth the $2230 for the ten years and 100k miles to cover anything like that happening outside of the three years and 36k miles. I will sleep soundly and not worry. Our Japanese made Land Cruisers are unlikely to have failures like the Tacomas and Tundras made in the Americas. For me the $2230 is a bargain for peace of mind backed by Toyota Financial. I think that warranty retails for $6500 so I understand the hesitation at retail. Okay, I really didn’t want to turn this thread into a why or should you but I also didn’t want to be rude and just refer you to the other thread. I hope this is helpful for you and I wish you the very best my LC friend!

Agreed. Likewise