I have the Toyota OEM skid plate. It's four bolts to drop the skid, easy as pie. The oil absolutely shoots out of the drain hole, so removing the skid plate is a no brainer for me. I understand your concerns about the radiator, but I'm also satisfied with the response from Slee. Perhaps the reason we don't see anyone making a skid plate that attaches directly to the tow points is because it's not a better design? Since I don't have any experience designing skid plates, I'd rather ask the experts questions so I can make an informed choice of a quality skid plate. I recently installed the rock sliders from Slee and couldn't be happier with the quality, design, and support I've received from them. I know we have a ton of choices out there - Westcott, Dissent, RCI, NYTOP, GreenLane and many more. Based on my experience, I'd put Slee up there as one of the best in design, engineering, and customer support. Just my experience.