Insurance Deductible re: Windshield

[wpage]

Did the increase the premium next time around? Which insurer was it?

Any insurer, auto or home will increase premiums based on incident type and cost. The Ins Co's use different algorithms to devise cost based on risk factors associated with your policy.

 

[wvgasguy]

Did the increase the premium next time around? Which insurer was it?

Allstate. But all of them should be the same. Comprehensive coverage, unlike the Collision coverage, should not affect your rates if you report something, Zero deductible is very cheap

 

[Spongeworthy]

One consideration is any claim over 1000 will ding your premiums next year. So any prep is good prep. We had an issue when our Bimmer had a replacement that was $2600 and our rates went up next year.

Wouldn't that depend on the insurer, your policy, the vehicle and what state you reside?

 

[blkcctsent]

Wouldn't that depend on the insurer, your policy, the vehicle and what state you reside?

True, just seeing it is more and more common to be included.

 

[Spongeworthy]

True, just seeing it is more and more common to be included.

Thanks for the heads up. I'll be watching to see if there is any increase to the premium.